Thinking about using your VA home loan—but wondering if putting down payment makes sense? This video, “Should I Put Money Down on a VA Loan?”, breaks it down clearly.

💡 Key insights:

VA loans typically require no down payment—that’s one of their biggest advantages.

But in certain situations, a down payment might be offered to reduce your funding fee or improve your interest rate.

The video helps weigh whether that move is smart, or unnecessary depending on your circumstances.

Why it matters: No down payment and no private mortgage insurance (PMI) are huge benefits for veterans, especially with rising home prices and tight budgets.
For reference, VA loans allow financing over 100% of a home’s value with no PMI—though you still pay a one-time funding fee unless exempt

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