If you want to speed up your pre-approval, focus on these 4 things first:
Gather your documents
Think pay stubs, bank statements, ID, w2s and tax returns if you are self-employed.
Know where your credit stands
You do not need perfect credit, but knowing your score helps you understand your options faster.
Avoid big money moves
No new car loans, big credit card spending, or job changes right before applying.
Work with a mortgage broker who moves fast
A smooth pre-approval usually comes down to preparation, communication, and having the right strategy from the start.
Comment READY and I’ll tell you what to prep first
– If we haven’t met yet, I’m Richard Sarey, your go-to mortgage broker in Frisco TX
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