Recently I had a buyer text me:
“Quick question… I just changed jobs. That’s fine, right?”
In normal life? Totally fine.
During a mortgage process?
That one decision can change your entire approval.
Here are a few things lenders really don’t want to see while you’re under contract:
• New credit cards
• New car loans
• Large unexplained deposits
• Job changes
The safest strategy while buying a home is simple:
Don’t make big financial moves until the keys are in your hand.
Buying a home is a process… and protecting your loan approval is part of the strategy.
— If we haven’t met yet, I’m Richard Sarey, your experienced go-to mortgage broker in Frisco TX
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