Most buyers focus on the purchase price.
“I want to get it for less.”
And I get it.
Saving $20,000 feels like a win.
But here’s what no one explains clearly…
A small drop in price barely moves your monthly payment.
Using that same $20,000 as a seller credit to buy down your interest rate?
That can dramatically lower what you pay every single month.
Same house.
Same $20,000 negotiated.
Completely different long-term outcome.
This is why strategy matters more than ego in negotiations.
Comment 🏡 and I’ll show you what this could look like for your budget
— Richard Sarey, your go-to mortgage broker in Frisco, TX
#HomeLoanHelp #mortgagetips #MortgageHelp #MortgageAdvisor #FriscoTX]MortgageBroker
