Ever wonder how some buyers seem to make homeownership happen faster — even without saving for years?
Here’s the secret… they’re not necessarily earning more. They’re just using what they already have smarter.
Two of the most overlooked ways my clients have funded their down payment:
1️⃣ Borrowing against their life insurance policy
If your policy has cash value, you can borrow against it to cover your down payment or closing costs — and still keep the policy active. It’s one of the few ways to turn your own resources into leverage.
2️⃣ Tapping into a 401(k)
I know, this one makes people nervous. But a 401(k) loan is tax-free, and the interest you pay goes right back into your account — not a bank’s pocket.
I’ve walked clients through both of these strategies, and the moment they realize, “Wait… I can actually do this?” — that’s when everything shifts.
Want to see exactly how buyers are getting creative with their down payments right now?
Comment “STRATEGY” ⬇️ and I’ll show you exactly how I am helping clients turn creative financing into real keys in hand.
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