If you’ve ever wondered why the underwriter wants bank statements from accounts you forgot even existed…
Here’s the deal: every account with your name on it still shows up.
And those “old” accounts can reveal:
• unexplained deposits
• transfers between accounts
• balances that affect your debt-to-income
• activity that needs to be documented
If the underwriter can’t trace the money, your file stalls — and nobody wants last-minute conditions or delays.
💬 Comment “CHECKLIST” and I’ll send you a simple step-by-step to prep your accounts before you apply.
