Let’s talk about the people who make December magic happen—servers pulling doubles, delivery drivers running late nights, stylists booked solid, and anyone whose income changes with the season.
When your paycheck isn’t predictable, the idea of getting approved for a mortgage can feel impossible.
But here’s the truth: it’s not about how you earn—it’s about how you show it.
Lenders look for patterns, consistency, and documentation. Whether your income comes from tips, shifts, or side hustles, there are ways to prove your stability and strength.
Here are 3 key tips for seasonal earners:
1️⃣ Track everything. Every deposit, every pay stub—it all tells your story.
2️⃣ Keep a paper trail for side income or gig work (apps, invoices, 1099s).
3️⃣ Don’t wait until tax season to get organized—start now, so your next opportunity doesn’t pass you by.
Because the truth is, you’ve already mastered the hardest part: working for it.
My job? Making sure all that hustle turns into homeownership.
Drop a 🎁 in the comments, and I’ll send you a free mini guide on how to get mortgage-ready when your income fluctuates.
Richard Sarey, your go-to mortgage broker in FriscoTX
#mortgagehelp #homebuyingtips #seasonalincome #mortgageadvisor #selfemployedbuyer #homefinancing #FriscoTXmortgage
