Buying during the holidays isn’t “crazy” — it’s actually one of the smartest moves I see my clients make.
Here’s what the headlines don’t tell you:
👉 Rates have quietly dipped from around 6.8% to ~6.17%
👉 Sellers listing in December are usually more flexible
👉 Lenders (like me) often have year-end programs designed to help qualified buyers lock in savings
So while everyone’s waiting for “the right time,” the prepared buyers are using this season to get pre-approved, negotiate credits, and lock in homes others will chase come spring.
Real estate might slow down for the holidays — but smart planning doesn’t.
Comment READY below and I’ll send you a 10-minute strategy guide to help you see what you could really afford — based on today’s rates, local programs, and hidden lender incentives. 💬🏡
— Richard Sarey, your go-to mortgage broker in Frisco TX
#mortgagetips #homebuyingtips #holidayhomebuying #homefinancing #mortgagehelp #FriscoTXmortgagebroker
