f you’ve been daydreaming about hanging stockings in a new living room or hosting your first holiday dinner at your table — it’s still possible.

Here’s how the timeline usually works:

✅ Pre-approval (1-2 days)
✅ House hunting + making an offer
✅ Under contract (about 15-21 days for appraisal, inspection, loan approval)
✅ Closing day = new keys + holiday decorating

And the best part? Your first mortgage payment isn’t due until the new year.

DM me the word HOME and I’ll send you a personalized mortgage game plan to make it happen — whether that’s this December or early 2026.

— Richard Sarey, your go-to mortgage broker in Frisco TX

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