With recent changes to homeowner tax benefits, the rules around deductions and credits look different than they did just a year ago.
Here are the 4 big updates that could impact your mortgage + homeownership strategy this fall and heading into 2026:
✅ Permanent PMI & loan insurance deductions
🏡 Mortgage interest deduction secured
💸 SALT deduction cap boosted (up to $40K)
♻️ Energy efficiency credits expiring end of 2025
The bottom line? Timing matters. Especially if you’re planning to buy a home, refinance, or make energy upgrades in the next year.
💬 Drop “GUIDE” in the comments and I’ll send you an invite to a quick strategy session where I’ll walk you through how these updates can benefit your next move.