You finally hear the words you’ve been waiting for… “Clear to Close!”
It feels like the finish line, right? Almost like nothing could possibly go wrong now.

But here’s the truth → Clear to Close doesn’t mean you’re completely in the clear. The lender will still do a last-minute check on your job + credit before handing over the keys.

So if you open a new credit card, buy that shiny car, or (worst case) lose your job… it could put your closing at risk.

Moral of the story: once you’re Clear to Close, keep everything steady until those keys are officially in your hand.