The VA doesn't set an official minimum credit score. For most lenders, a score in the 580 to 620 range is typical for an automated approval.
If your credit took some hits, that doesn't automatically mean no. With a manual underwrite, we explain the derogatory credit. If there's a good reason behind it, things can still go your way.
The VA wants you in a home. People go through hard times, and your service counts for something.
At the end of the day, my job is to put the loan together the right way and get you to the closing table.
👉 Think your credit is holding you back? Comment "CREDIT" below, send me a DM, or call me at 214-872-2188. I'll review your situation and show you what's possible, free and with no obligation.
Helping Heroes Become Homeowners 🏡
Richard Sarey | Broker Owner, Alliance Mortgage Group
NMLS #291309 | Company NMLS #292257
Equal Housing Opportunity
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