Some people count sheep. You scroll listings and calculate imaginary mortgage payments. đ
If a 1:00 AM listing has you thinking, âWait⌠could I actually afford this?â remember that the price on the screen is only part of the answer.
Your payment can also include the interest rate, property taxes, homeowners insurance, mortgage insurance, and HOA dues.
Save the listing. Get some sleep. Send it to me tomorrow, and Iâll help you run a realistic payment estimate so you can tell whether itâs just a dream home or a home worth planning for.