When a seller offers money, I want buyers to answer one question first:
where does the money solve the biggest problem?
A lower price can reduce the loan amount
A closing cost credit can protect cash
A rate reduction may lower the monthly principal and interest payment if the loan and credit limits allow it.
The only fair comparison uses the same purchase, down payment, loan type, taxes, insurance, and timing.
Save this before you negotiate only the price.
— If we haven’t met yet, I’m Richard Sarey, your go-to mortgage broker in Frisco Texas
#MortgageStrategy #HomeFinance #MortgageAdvice #FriscoTXMortgageBroker
