A buyer can be approved for a number that looks exciting and still choose a lower number that feels better.
That is not a lack of ambition. It is a plan.
Before the offer, compare the full payment with taxes, insurance, mortgage insurance, and any association dues. Then ask what remains for savings, repairs, and the rest of life.
— If we haven’t met yet, I’m Richard Sarey, your go-to mortgage broker in Frisco Texas
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