Here are seven moves I want buyers to pause before closing:
1️⃣ Applying for new financing
2️⃣ Missing a payment
3️⃣ Closing a credit account
4️⃣ Making a large purchase
5️⃣ Cosigning for someone
6️⃣ Starting a new credit dispute
7️⃣ Moving balances in a way that changes the credit picture
Not every change ruins a loan.
The problem is making the change before your mortgage professional can explain how it may affect the file.
Save this list and keep the money picture boring until the keys are yours.
— Richard Sarey, your go-to mortgage broker in Frisco, Texas
• what not to do before closing
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