There is a point in the home buying process where everything starts moving fast.

Loan documents.
Closing disclosures.
Insurance.
Title fees.
Signatures everywhere.

And when buyers are overwhelmed, it is easy to pay for things without fully understanding what they do.

Title insurance is one of those costs.

It may not feel exciting, but it can matter a lot if there is ever a problem with ownership, liens, or records after closing.

Before you sign, ask what the policy protects, what is excluded, and whether you can compare options.

Message me CLOSING if you want help understanding your estimated closing costs.

— Richard Sarey, your go-to independent mortgage broker in Frisco Texas

• title insurance for buyers • closing cost questions

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